Side-by-side · Q2 2026 data
Bank of Whittier, National Association vs Beach Cities Commercial Bank
Bank
Bank of Whittier, National Association
Whittier, California · $100 million – $1 billion
Metric by metric
| Measure | Bank of Whittier, National Association | Beach Cities Commercial Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 100 | 100 |
| Earnings | 47 (stronger) | 18 |
| Funding & liquidity | 86 (stronger) | 33 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 91st | 16th |
| Total assets | $152.6M | $188.9M |
| Deposits / shares | $125.2M | $139.6M |
| Capital ratio | 16.38% (stronger) | 9.81% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.69% (stronger) | -0.04% |
| Loans ÷ deposits | 67.3% (stronger) | 109.0% |
| Uninsured deposits | 21.1% (stronger) | 31.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Bank of Whittier, National Association has the higher TellerScore (87 vs 58). On the 5 directional measures above (where higher or lower is clearly better), Bank of Whittier, National Association leads on 5 and Beach Cities Commercial Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.