Side-by-side · Q2 2026 data
Bank of Whittier, National Association vs Legacy Bank
Bank
Bank of Whittier, National Association
Whittier, California · $100 million – $1 billion
Metric by metric
| Measure | Bank of Whittier, National Association | Legacy Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 38 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 86 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 91st | 2nd |
| Total assets | $152.6M | $112.8M |
| Deposits / shares | $125.2M | $101.6M |
| Capital ratio | 16.38% (stronger) | 8.29% |
| Problem loans | 0.00% (stronger) | 1.61% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.69% (stronger) | -2.01% |
| Loans ÷ deposits | 67.3% (stronger) | 74.7% |
| Uninsured deposits | 21.1% (stronger) | 39.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Bank of Whittier, National Association has the higher TellerScore (87 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Bank of Whittier, National Association leads on 7 and Legacy Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.