Side-by-side · Q2 2026 data
Bank of Whittier, National Association vs U.P.S. Employees Federal Credit Union
Bank
Bank of Whittier, National Association
Whittier, California · $100 million – $1 billion
Credit union
U.P.S. Employees Federal Credit Union
Ontario, California · Under $100 million in assets
Metric by metric
| Measure | Bank of Whittier, National Association | U.P.S. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 26 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 47 (stronger) | 40 |
| Funding & liquidity | 86 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 91st | 23rd |
| Total assets | $152.6M | $51.8M |
| Deposits / shares | $125.2M | $47.5M |
| Capital ratio | 16.38% (stronger) | 7.55% |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 0.69% (stronger) | 0.51% |
| Loans ÷ deposits | 67.3% (stronger) | 75.1% |
| Uninsured deposits | 21.1% | 1.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Bank of Whittier, National Association has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Bank of Whittier, National Association leads on 6 and U.P.S. Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.