Side-by-side · Q2 2026 data
Bank of Wiggins vs Commerce Bank
Metric by metric
| Measure | Bank of Wiggins | Commerce Bank |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 79 (stronger) | 75 |
| Loan quality | 42 | 43 (stronger) |
| Earnings | 42 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 83 |
| Problem-loan coverage | 86 (stronger) | 78 |
| Peer percentile | 29th | 57th |
| Total assets | $228.1M | $167.9M |
| Deposits / shares | $204.5M | $149.0M |
| Capital ratio | 12.93% (stronger) | 12.46% |
| Problem loans | 1.75% | 1.72% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.22% |
| Return on assets | 0.56% | 2.48% (stronger) |
| Loans ÷ deposits | 44.7% (stronger) | 77.6% |
| Uninsured deposits | 23.3% | 13.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Wiggins leads on 3 and Commerce Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.