Side-by-side · Q2 2026 data
Bank of Yates City vs Mutual Federal Bank
Metric by metric
| Measure | Bank of Yates City | Mutual Federal Bank |
|---|---|---|
| TellerScore | 42 | 71 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 53 (stronger) | 44 |
| Funding & liquidity | 88 (stronger) | 50 |
| Problem-loan coverage | 44 | 89 (stronger) |
| Peer percentile | 5th | 42nd |
| Total assets | $89.1M | $96.5M |
| Deposits / shares | $80.4M | $63.5M |
| Capital ratio | 9.74% | 16.34% (stronger) |
| Problem loans | 4.27% | 1.09% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 0.82% (stronger) | 0.61% |
| Loans ÷ deposits | 72.5% (stronger) | 129.8% |
| Uninsured deposits | 9.0% | 6.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Mutual Federal Bank has the higher TellerScore (71 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Bank of Yates City leads on 2 and Mutual Federal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.