Side-by-side · Q2 2026 data
Bank of Zachary vs Bank of St. Francisville
Metric by metric
| Measure | Bank of Zachary | Bank of St. Francisville |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 69 (stronger) | 49 |
| Loan quality | 98 (stronger) | 73 |
| Earnings | 59 | 80 (stronger) |
| Funding & liquidity | 61 (stronger) | 53 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 64th | 31st |
| Total assets | $416.0M | $398.7M |
| Deposits / shares | $359.7M | $346.0M |
| Capital ratio | 11.92% (stronger) | 9.87% |
| Problem loans | 0.07% (stronger) | 0.81% |
| Net charge-offs | 0.16% | -0.03% (stronger) |
| Return on assets | 0.98% | 1.50% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 86.4% |
| Uninsured deposits | 27.8% (stronger) | 33.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 7.5% |
Bank of Zachary has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Zachary leads on 5 and Bank of St. Francisville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Baton Rouge, LA
- Saint Francisville, LA