Side-by-side · Q2 2026 data
Bank of Zachary vs Currency Bank
Metric by metric
| Measure | Bank of Zachary | Currency Bank |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 69 | 84 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 59 | 98 (stronger) |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 64th | 90th |
| Total assets | $416.0M | $248.5M |
| Deposits / shares | $359.7M | $203.2M |
| Capital ratio | 11.92% | 13.38% (stronger) |
| Problem loans | 0.07% (stronger) | 0.14% |
| Net charge-offs | 0.16% | -0.05% (stronger) |
| Return on assets | 0.98% | 1.95% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 93.0% |
| Uninsured deposits | 27.8% (stronger) | 30.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Currency Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Zachary leads on 3 and Currency Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.