Side-by-side · Q2 2026 data
Bank of Zachary vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Bank of Zachary | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 59 | 86 (stronger) |
| Funding & liquidity | 61 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 64th | 95th |
| Total assets | $416.0M | $126.3M |
| Deposits / shares | $359.7M | $96.0M |
| Capital ratio | 11.92% | 23.38% (stronger) |
| Problem loans | 0.07% (stronger) | 0.57% |
| Net charge-offs | 0.16% (stronger) | 0.39% |
| Return on assets | 0.98% | 1.64% (stronger) |
| Loans ÷ deposits | 84.9% | 74.4% (stronger) |
| Uninsured deposits | 27.8% | 1.5% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Zachary leads on 2 and Department of Corrections Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.