Side-by-side · Q2 2026 data
Bank OZK vs Centennial Bank
Metric by metric
| Measure | Bank OZK | Centennial Bank |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 90 (stronger) | 76 |
| Loan quality | 69 | 82 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 46 (stronger) | 40 |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 91st | 94th |
| Total assets | $41.7B | $24.6B |
| Deposits / shares | $34.0B | $19.6B |
| Capital ratio | 13.96% (stronger) | 12.61% |
| Problem loans | 0.92% | 0.55% (stronger) |
| Net charge-offs | 0.62% | 0.07% (stronger) |
| Return on assets | 1.60% | 2.13% (stronger) |
| Loans ÷ deposits | 94.4% | 85.4% (stronger) |
| Uninsured deposits | 32.5% (stronger) | 46.7% |
| Offices | 255 | 225 |
| CFPB complaints (3 yrs) | 153 | 55 |
| Complaints per $1B deposits | 4.5 | 2.8 (stronger) |
| Mortgage denial rate (HMDA) | 37.8% | 23.4% |
Centennial Bank has the higher TellerScore (79 vs 76). On the 8 directional measures above (where higher or lower is clearly better), Bank OZK leads on 2 and Centennial Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Little Rock, AR
- Conway, AR
- North Little Rock, AR
- Tampa, FL
- Russellville, AR
- Fayetteville, AR
- Jonesboro, AR
- Fort Worth, TX
- Cabot, AR
- Fort Smith, AR
- Fort Myers, FL
- Rogers, AR
- Fort Lauderdale, FL
- Saint Petersburg, FL
- Bentonville, AR
- Mountain Home, AR
- Siloam Springs, AR
- Springdale, AR
- Van Buren, AR
- Sarasota, FL
- Austin, TX
- San Antonio, TX
- Boca Raton, FL
- Sherwood, AR
- Orlando, FL
- Punta Gorda, FL
- Maumelle, AR
- Bryant, AR
- Clarksville, AR
- Winter Park, FL