Side-by-side · Q2 2026 data
Bank OZK vs Simmons Bank
Metric by metric
| Measure | Bank OZK | Simmons Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 90 (stronger) | 42 |
| Loan quality | 69 | 69 |
| Earnings | 84 (stronger) | 68 |
| Funding & liquidity | 46 | 47 (stronger) |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 91st | 29th |
| Total assets | $41.7B | $24.7B |
| Deposits / shares | $34.0B | $19.9B |
| Capital ratio | 13.96% (stronger) | 9.18% |
| Problem loans | 0.92% | 0.92% (stronger) |
| Net charge-offs | 0.62% | 0.20% (stronger) |
| Return on assets | 1.60% (stronger) | 1.21% |
| Loans ÷ deposits | 94.4% | 89.5% (stronger) |
| Uninsured deposits | 32.5% (stronger) | 36.2% |
| Offices | 255 | 218 |
| CFPB complaints (3 yrs) | 153 | 167 |
| Complaints per $1B deposits | 4.5 (stronger) | 8.4 |
| Mortgage denial rate (HMDA) | 37.8% | 26.5% |
Bank OZK has the higher TellerScore (76 vs 60). On the 8 directional measures above (where higher or lower is clearly better), Bank OZK leads on 5 and Simmons Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Little Rock, AR
- Hot Springs, AR
- Dallas, TX
- Fayetteville, AR
- Fort Worth, TX
- Conway, AR
- Houston, TX
- Rogers, AR
- Fort Smith, AR
- North Little Rock, AR
- Russellville, AR
- Jonesboro, AR
- Benton, AR
- Ozark, AR
- Springdale, AR
- Frisco, TX
- Bentonville, AR
- Texarkana, TX
- Bryant, AR
- Cabot, AR
- Clarksville, AR
- Clinton, AR
- Marshall, AR
- Maumelle, AR
- Colleyville, TX