TellerScore

Side-by-side · Q2 2026 data

Bank19 vs Access Community Credit Union

Bank

Bank19

Memphis, Texas · $100 million – $1 billion

90of 100
Very strong

Credit union

Access Community Credit Union

Amarillo, Texas · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureBank19Access Community Credit Union
TellerScore90 (stronger)66
Capital cushion100 (stronger)56
Loan quality100 (stronger)91
Earnings84 (stronger)47
Funding & liquidity52 (stronger)50
Problem-loan coverage100 (stronger)95
Peer percentile95th37th
Total assets$147.8M$210.9M
Deposits / shares$121.8M$160.7M
Capital ratio15.33% (stronger)10.55%
Problem loans0.00% (stronger)0.27%
Net charge-offs0.00% (stronger)0.12%
Return on assets1.61% (stronger)0.68%
Loans ÷ deposits62.4% (stronger)116.7%
Uninsured deposits56.1%8.5% (stronger)
Offices34
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—6.5%

Bank19 has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank19 leads on 6 and Access Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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