TellerScore

Side-by-side · Q2 2026 data

Bank19 vs Acfcu Federal Credit Union

Bank

Bank19

Memphis, Texas · $100 million – $1 billion

90of 100
Very strong

Credit union

Acfcu Federal Credit Union

Amarillo, Texas · $100 million – $1 billion

57of 100
Moderate

Metric by metric

MeasureBank19Acfcu Federal Credit Union
TellerScore90 (stronger)57
Capital cushion100 (stronger)36
Loan quality100 (stronger)65
Earnings84 (stronger)43
Funding & liquidity5292 (stronger)
Problem-loan coverage100 (stronger)80
Peer percentile95th14th
Total assets$147.8M$319.0M
Deposits / shares$121.8M$296.7M
Capital ratio15.33% (stronger)8.59%
Problem loans0.00% (stronger)1.06%
Net charge-offs0.00% (stronger)0.33%
Return on assets1.61% (stronger)0.56%
Loans ÷ deposits62.4% (stronger)68.0%
Uninsured deposits56.1%7.9% (stronger)
Offices33
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—19.5%

Bank19 has the higher TellerScore (90 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank19 leads on 6 and Acfcu Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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