Side-by-side · Q2 2026 data
Bank19 vs Air Academy Federal Credit Union
Credit union
Air Academy Federal Credit Union
Colorado Spring, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Bank19 | Air Academy Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 84 (stronger) | 35 |
| Funding & liquidity | 52 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 95th | 19th |
| Total assets | $147.8M | $810.4M |
| Deposits / shares | $121.8M | $720.0M |
| Capital ratio | 15.33% (stronger) | 8.49% |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.59% |
| Return on assets | 1.61% (stronger) | 0.36% |
| Loans ÷ deposits | 62.4% (stronger) | 89.9% |
| Uninsured deposits | 56.1% | 3.9% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.0% |
Bank19 has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bank19 leads on 6 and Air Academy Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.