Side-by-side · Q2 2026 data
Bank19 vs Johnson City Bank
Metric by metric
| Measure | Bank19 | Johnson City Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 84 (stronger) | 72 |
| Funding & liquidity | 52 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 95th | 82nd |
| Total assets | $147.8M | $146.8M |
| Deposits / shares | $121.8M | $128.8M |
| Capital ratio | 15.33% (stronger) | 12.57% |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 1.61% (stronger) | 1.29% |
| Loans ÷ deposits | 62.4% (stronger) | 66.9% |
| Uninsured deposits | 56.1% | 23.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank19 has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Bank19 leads on 6 and Johnson City Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.