Side-by-side · Q2 2026 data
Bank3 vs Southern Bank of Tennessee
Metric by metric
| Measure | Bank3 | Southern Bank of Tennessee |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 60 (stronger) | 40 |
| Loan quality | 98 | 98 |
| Earnings | 37 | 71 (stronger) |
| Funding & liquidity | 52 | 52 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 37th | 37th |
| Total assets | $491.8M | $533.4M |
| Deposits / shares | $433.8M | $469.4M |
| Capital ratio | 10.98% (stronger) | 9.01% |
| Problem loans | 0.05% | 0.05% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 0.42% | 1.27% (stronger) |
| Loans ÷ deposits | 94.3% | 83.3% (stronger) |
| Uninsured deposits | 27.8% (stronger) | 37.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank3 leads on 3 and Southern Bank of Tennessee on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.