Side-by-side · Q2 2026 data
Bank47 vs Nova Bank
Metric by metric
| Measure | Bank47 | Nova Bank |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 0 | 48 (stronger) |
| Funding & liquidity | 77 (stronger) | 52 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 37th | 70th |
| Total assets | $97.0M | $91.2M |
| Deposits / shares | $87.7M | $66.1M |
| Capital ratio | 12.97% | 28.11% (stronger) |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | -0.18% (stronger) | -0.01% |
| Return on assets | -4.32% | 0.69% (stronger) |
| Loans ÷ deposits | 72.5% (stronger) | 106.4% |
| Uninsured deposits | 24.8% | 16.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nova Bank has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank47 leads on 2 and Nova Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.