Side-by-side · Q2 2026 data
Bankcda vs Delta Schools Federal Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Bankcda | Delta Schools Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 81 (stronger) |
| Capital cushion | 64 (stronger) | 57 |
| Loan quality | 10 | 100 (stronger) |
| Earnings | 54 | 67 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 8th | 68th |
| Total assets | $238.9M | $66.5M |
| Deposits / shares | $210.3M | $59.0M |
| Capital ratio | 11.45% (stronger) | 10.74% |
| Problem loans | 2.70% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.05% |
| Return on assets | 0.84% | 1.18% (stronger) |
| Loans ÷ deposits | 67.8% | 49.9% (stronger) |
| Uninsured deposits | 25.9% | 0.9% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Schools Federal Credit Union has the higher TellerScore (81 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bankcda leads on 2 and Delta Schools Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.