Side-by-side · Q2 2026 data
Bankcda vs Numerica Credit Union
Metric by metric
| Measure | Bankcda | Numerica Credit Union |
|---|---|---|
| TellerScore | 52 | 74 (stronger) |
| Capital cushion | 64 | 70 (stronger) |
| Loan quality | 10 | 88 (stronger) |
| Earnings | 54 | 60 (stronger) |
| Funding & liquidity | 80 (stronger) | 62 |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 8th | 72nd |
| Total assets | $238.9M | $4.3B |
| Deposits / shares | $210.3M | $3.7B |
| Capital ratio | 11.45% | 12.03% (stronger) |
| Problem loans | 2.70% | 0.35% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.23% |
| Return on assets | 0.84% | 1.00% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 96.0% |
| Uninsured deposits | 25.9% | 16.8% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.5% |
Numerica Credit Union has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bankcda leads on 2 and Numerica Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Spokane, WA
- Coeur D Alene, ID
- Hayden, ID
- Richland, WA