Side-by-side · Q2 2026 data
Bankcda vs Responders Emergency Services Credit Union
Credit union
Responders Emergency Services Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Bankcda | Responders Emergency Services Credit Union |
|---|---|---|
| TellerScore | 52 | 87 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 10 | 100 (stronger) |
| Earnings | 54 (stronger) | 40 |
| Funding & liquidity | 80 | 91 (stronger) |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 8th | 83rd |
| Total assets | $238.9M | $56.2M |
| Deposits / shares | $210.3M | $46.3M |
| Capital ratio | 11.45% | 17.32% (stronger) |
| Problem loans | 2.70% | 0.01% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 0.84% (stronger) | 0.50% |
| Loans ÷ deposits | 67.8% (stronger) | 69.3% |
| Uninsured deposits | 25.9% | 7.1% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Responders Emergency Services Credit Union has the higher TellerScore (87 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bankcda leads on 3 and Responders Emergency Services Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.