Side-by-side · Q2 2026 data
BankChampaign, National Association vs Central Illinois Credit Union
Metric by metric
| Measure | BankChampaign, National Association | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 68 | 73 (stronger) |
| Loan quality | 100 (stronger) | 38 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 86th | 38th |
| Total assets | $242.8M | $26.1M |
| Deposits / shares | $193.3M | $22.8M |
| Capital ratio | 11.84% | 12.26% (stronger) |
| Problem loans | 0.00% (stronger) | 1.85% |
| Net charge-offs | 0.00% (stronger) | 2.37% |
| Return on assets | 2.14% (stronger) | 1.25% |
| Loans ÷ deposits | 100.2% | 49.5% (stronger) |
| Uninsured deposits | 12.5% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
BankChampaign, National Association has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), BankChampaign, National Association leads on 4 and Central Illinois Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.