Side-by-side · Q2 2026 data
BankFirst vs Madison County Bank
Metric by metric
| Measure | BankFirst | Madison County Bank |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 72 | 88 (stronger) |
| Earnings | 97 (stronger) | 73 |
| Funding & liquidity | 53 | 56 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 97th | 88th |
| Total assets | $1.2B | $613.2M |
| Deposits / shares | $804.7M | $479.2M |
| Capital ratio | 15.31% (stronger) | 15.11% |
| Problem loans | 0.84% | 0.37% (stronger) |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | 1.92% (stronger) | 1.33% |
| Loans ÷ deposits | 89.4% (stronger) | 94.9% |
| Uninsured deposits | 31.1% | 23.4% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), BankFirst leads on 3 and Madison County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.