Side-by-side · Q2 2026 data
BankFirst vs Telco Triad Community Credit Union
Metric by metric
| Measure | BankFirst | Telco Triad Community Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 72 | 85 (stronger) |
| Earnings | 97 (stronger) | 51 |
| Funding & liquidity | 53 | 75 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 97th | 63rd |
| Total assets | $1.2B | $160.5M |
| Deposits / shares | $804.7M | $140.5M |
| Capital ratio | 15.31% (stronger) | 12.21% |
| Problem loans | 0.84% | 0.45% (stronger) |
| Net charge-offs | 0.39% | 0.24% (stronger) |
| Return on assets | 1.92% (stronger) | 0.77% |
| Loans ÷ deposits | 89.4% | 85.5% (stronger) |
| Uninsured deposits | 31.1% | 2.8% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 11.1% |
BankFirst has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), BankFirst leads on 3 and Telco Triad Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.