Side-by-side · Q2 2026 data
BankFirst Financial Services vs Bank of Commerce
Metric by metric
| Measure | BankFirst Financial Services | Bank of Commerce |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 59 | 79 (stronger) |
| Loan quality | 74 (stronger) | 71 |
| Earnings | 64 | 65 (stronger) |
| Funding & liquidity | 70 (stronger) | 59 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 53rd | 66th |
| Total assets | $3.3B | $1.1B |
| Deposits / shares | $2.8B | $996.2M |
| Capital ratio | 10.86% | 12.85% (stronger) |
| Problem loans | 0.77% (stronger) | 0.88% |
| Net charge-offs | 0.10% (stronger) | 0.14% |
| Return on assets | 1.10% | 1.13% (stronger) |
| Loans ÷ deposits | 79.3% | 65.2% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 47.2% |
| Offices | 44 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 13.1% |
Bank of Commerce has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 3 and Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Columbus, MS
- Starkville, MS
- Oxford, MS
- West Point, MS