Side-by-side · Q2 2026 data
BankFirst Financial Services vs Community Partners Federal Credit Union
Credit union
Community Partners Federal Credit Union
Newton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | BankFirst Financial Services | Community Partners Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 59 (stronger) | 42 |
| Loan quality | 74 | 92 (stronger) |
| Earnings | 64 (stronger) | 0 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 53rd | 22nd |
| Total assets | $3.3B | $5.3M |
| Deposits / shares | $2.8B | $4.8M |
| Capital ratio | 10.86% (stronger) | 9.24% |
| Problem loans | 0.77% | 0.25% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.75% |
| Return on assets | 1.10% (stronger) | -0.58% |
| Loans ÷ deposits | 79.3% | 60.1% (stronger) |
| Uninsured deposits | 24.3% | 0.0% (stronger) |
| Offices | 44 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
BankFirst Financial Services has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 4 and Community Partners Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newton, MS