Side-by-side · Q2 2026 data
BankFirst Financial Services vs Covington County Bank
Metric by metric
| Measure | BankFirst Financial Services | Covington County Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 59 | 88 (stronger) |
| Loan quality | 74 (stronger) | 67 |
| Earnings | 64 | 77 (stronger) |
| Funding & liquidity | 70 | 74 (stronger) |
| Problem-loan coverage | 92 (stronger) | 78 |
| Peer percentile | 53rd | 68th |
| Total assets | $3.3B | $109.2M |
| Deposits / shares | $2.8B | $93.9M |
| Capital ratio | 10.86% | 13.76% (stronger) |
| Problem loans | 0.77% (stronger) | 0.99% |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.10% | 1.42% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 86.1% |
| Uninsured deposits | 24.3% | 12.8% (stronger) |
| Offices | 44 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Covington County Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 2 and Covington County Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.