Side-by-side · Q2 2026 data
BankFirst Financial Services vs First State Bank
Metric by metric
| Measure | BankFirst Financial Services | First State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 57 |
| Capital cushion | 59 (stronger) | 57 |
| Loan quality | 74 (stronger) | 61 |
| Earnings | 64 (stronger) | 34 |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 92 (stronger) | 81 |
| Peer percentile | 53rd | 14th |
| Total assets | $3.3B | $951.5M |
| Deposits / shares | $2.8B | $828.0M |
| Capital ratio | 10.86% (stronger) | 10.67% |
| Problem loans | 0.77% (stronger) | 1.18% |
| Net charge-offs | 0.10% (stronger) | 0.11% |
| Return on assets | 1.10% (stronger) | 0.34% |
| Loans ÷ deposits | 79.3% | 63.8% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 42.8% |
| Offices | 44 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 8.9% |
BankFirst Financial Services has the higher TellerScore (69 vs 57). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 6 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.