Side-by-side · Q2 2026 data
BankFirst Financial Services vs Mutual Federal Credit Union
Metric by metric
| Measure | BankFirst Financial Services | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 59 | 90 (stronger) |
| Loan quality | 74 (stronger) | 64 |
| Earnings | 64 | 88 (stronger) |
| Funding & liquidity | 70 | 96 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 53rd | 86th |
| Total assets | $3.3B | $528.5M |
| Deposits / shares | $2.8B | $458.9M |
| Capital ratio | 10.86% | 13.98% (stronger) |
| Problem loans | 0.77% (stronger) | 1.08% |
| Net charge-offs | 0.10% (stronger) | 0.85% |
| Return on assets | 1.10% | 1.69% (stronger) |
| Loans ÷ deposits | 79.3% | 64.1% (stronger) |
| Uninsured deposits | 24.3% | 5.4% (stronger) |
| Offices | 44 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 2 and Mutual Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.