Side-by-side · Q2 2026 data
BankFirst Financial Services vs The Citizens Bank of Philadelphia, Mississippi
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | BankFirst Financial Services | The Citizens Bank of Philadelphia, Mississippi |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 59 (stronger) | 41 |
| Loan quality | 74 | 84 (stronger) |
| Earnings | 64 (stronger) | 52 |
| Funding & liquidity | 70 | 92 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 53rd | 40th |
| Total assets | $3.3B | $1.6B |
| Deposits / shares | $2.8B | $1.3B |
| Capital ratio | 10.86% (stronger) | 9.11% |
| Problem loans | 0.77% | 0.47% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.29% |
| Return on assets | 1.10% (stronger) | 0.80% |
| Loans ÷ deposits | 79.3% | 67.1% (stronger) |
| Uninsured deposits | 24.3% | 16.6% (stronger) |
| Offices | 44 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
BankFirst Financial Services has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 4 and The Citizens Bank of Philadelphia, Mississippi on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.