Side-by-side · Q2 2026 data
BankFirst Financial Services vs TownBridge Bank
Metric by metric
| Measure | BankFirst Financial Services | TownBridge Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 59 (stronger) | 38 |
| Loan quality | 74 (stronger) | 35 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 70 | 84 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 53rd | 24th |
| Total assets | $3.3B | $1.3B |
| Deposits / shares | $2.8B | $1.0B |
| Capital ratio | 10.86% (stronger) | 8.83% |
| Problem loans | 0.77% (stronger) | 1.94% |
| Net charge-offs | 0.10% | 0.03% (stronger) |
| Return on assets | 1.10% | 2.22% (stronger) |
| Loans ÷ deposits | 79.3% | 67.3% (stronger) |
| Uninsured deposits | 24.3% | 22.9% (stronger) |
| Offices | 44 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 12.1% |
BankFirst Financial Services has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), BankFirst Financial Services leads on 3 and TownBridge Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.