Side-by-side · Q2 2026 data
BankFlorida vs Florida West Coast Credit Union
Metric by metric
| Measure | BankFlorida | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 76 (stronger) | 70 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 70 (stronger) | 52 |
| Funding & liquidity | 22 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 61st | 76th |
| Total assets | $459.5M | $144.2M |
| Deposits / shares | $388.9M | $127.4M |
| Capital ratio | 12.58% (stronger) | 12.03% |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | -0.07% (stronger) | 0.41% |
| Return on assets | 1.25% (stronger) | 0.79% |
| Loans ÷ deposits | 87.8% | 58.0% (stronger) |
| Uninsured deposits | 59.9% | 2.2% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Florida West Coast Credit Union has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), BankFlorida leads on 4 and Florida West Coast Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.