Side-by-side · Q2 2026 data
BankFlorida vs San Antonio Citizens Federal Credit Union
Credit union
San Antonio Citizens Federal Credit Union
San Antonio, Florida · $100 million – $1 billion
Metric by metric
| Measure | BankFlorida | San Antonio Citizens Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 70 (stronger) | 65 |
| Funding & liquidity | 22 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 61st | 74th |
| Total assets | $459.5M | $399.9M |
| Deposits / shares | $388.9M | $356.8M |
| Capital ratio | 12.58% (stronger) | 11.02% |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | -0.07% (stronger) | 0.26% |
| Return on assets | 1.25% (stronger) | 1.13% |
| Loans ÷ deposits | 87.8% | 50.1% (stronger) |
| Uninsured deposits | 59.9% | 8.1% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Antonio Citizens Federal Credit Union has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), BankFlorida leads on 4 and San Antonio Citizens Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.