Side-by-side · Q2 2026 data
BankFlorida vs Waterfall Bank
Metric by metric
| Measure | BankFlorida | Waterfall Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 76 | 76 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 70 (stronger) | 19 |
| Funding & liquidity | 22 (stronger) | 0 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 20th |
| Total assets | $459.5M | $409.9M |
| Deposits / shares | $388.9M | $330.3M |
| Capital ratio | 12.58% | 12.64% (stronger) |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | -0.07% (stronger) | 0.15% |
| Return on assets | 1.25% (stronger) | -0.03% |
| Loans ÷ deposits | 87.8% (stronger) | 114.1% |
| Uninsured deposits | 59.9% (stronger) | 61.5% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BankFlorida has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), BankFlorida leads on 6 and Waterfall Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.