Side-by-side · Q2 2026 data
BankNewport vs Mechanics Cooperative Bank
Metric by metric
| Measure | BankNewport | Mechanics Cooperative Bank |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 56 | 74 (stronger) |
| Loan quality | 68 | 99 (stronger) |
| Earnings | 45 | 70 (stronger) |
| Funding & liquidity | 42 | 43 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 17th | 68th |
| Total assets | $3.1B | $898.8M |
| Deposits / shares | $2.4B | $679.6M |
| Capital ratio | 10.58% | 12.38% (stronger) |
| Problem loans | 0.95% | 0.03% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.62% | 1.24% (stronger) |
| Loans ÷ deposits | 100.9% (stronger) | 108.8% |
| Uninsured deposits | 30.1% | 22.5% (stronger) |
| Offices | 19 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 8.9% |
Mechanics Cooperative Bank has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), BankNewport leads on 1 and Mechanics Cooperative Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.