Side-by-side · Q2 2026 data
BankNewport vs Somerset Federal Credit Union
Metric by metric
| Measure | BankNewport | Somerset Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 78 (stronger) |
| Capital cushion | 56 | 75 (stronger) |
| Loan quality | 68 | 94 (stronger) |
| Earnings | 45 | 48 (stronger) |
| Funding & liquidity | 42 | 85 (stronger) |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 17th | 74th |
| Total assets | $3.1B | $263.3M |
| Deposits / shares | $2.4B | $232.8M |
| Capital ratio | 10.58% | 12.51% (stronger) |
| Problem loans | 0.95% | 0.19% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.62% | 0.69% (stronger) |
| Loans ÷ deposits | 100.9% | 74.8% (stronger) |
| Uninsured deposits | 30.1% | 8.1% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 13.4% |
Somerset Federal Credit Union has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), BankNewport leads on 0 and Somerset Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.