Side-by-side · Q2 2026 data
BankNorth vs American Federal Bank
Metric by metric
| Measure | BankNorth | American Federal Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 98 (stronger) | 62 |
| Funding & liquidity | 46 (stronger) | 40 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 50th | 31st |
| Total assets | $694.1M | $795.8M |
| Deposits / shares | $549.6M | $615.6M |
| Capital ratio | 10.32% (stronger) | 9.32% |
| Problem loans | 0.58% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.94% (stronger) | 1.06% |
| Loans ÷ deposits | 110.7% | 110.2% (stronger) |
| Uninsured deposits | 18.8% (stronger) | 23.9% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
BankNorth has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), BankNorth leads on 4 and American Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.