Side-by-side · Q2 2026 data
BankPacific, Ltd vs Community First Guam Federal Credit Union
Credit union
Community First Guam Federal Credit Union
Hagatna, Guam · $100 million – $1 billion
Metric by metric
| Measure | BankPacific, Ltd | Community First Guam Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 72 (stronger) |
| Capital cushion | 69 | 75 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 49 | 65 (stronger) |
| Funding & liquidity | 79 (stronger) | 29 |
| Problem-loan coverage | 70 | 95 (stronger) |
| Peer percentile | 6th | 57th |
| Total assets | $191.9M | $232.7M |
| Deposits / shares | $167.1M | $192.6M |
| Capital ratio | 11.91% | 12.46% (stronger) |
| Problem loans | 3.03% | 0.34% (stronger) |
| Net charge-offs | 0.35% | 0.26% (stronger) |
| Return on assets | 0.72% | 1.11% (stronger) |
| Loans ÷ deposits | 56.0% (stronger) | 102.3% |
| Uninsured deposits | 33.7% (stronger) | 40.5% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Guam Federal Credit Union has the higher TellerScore (72 vs 49). On the 7 directional measures above (where higher or lower is clearly better), BankPacific, Ltd leads on 2 and Community First Guam Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dededo, GU
- Hagatna, GU
- Tamuning, GU