Side-by-side · Q2 2026 data
BankSouth vs Citizens Bank of the South
Metric by metric
| Measure | BankSouth | Citizens Bank of the South |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 52 | 69 (stronger) |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 83 | 83 |
| Funding & liquidity | 42 | 56 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 49th | 64th |
| Total assets | $1.6B | $395.1M |
| Deposits / shares | $1.4B | $345.6M |
| Capital ratio | 10.17% | 11.94% (stronger) |
| Problem loans | 0.55% | 0.45% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.57% | 1.58% (stronger) |
| Loans ÷ deposits | 89.7% | 86.8% (stronger) |
| Uninsured deposits | 40.6% | 30.8% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Citizens Bank of the South has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), BankSouth leads on 1 and Citizens Bank of the South on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.