Side-by-side · Q2 2026 data
BankSouth vs PeoplesSouth Bank
Metric by metric
| Measure | BankSouth | PeoplesSouth Bank |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 52 | 54 (stronger) |
| Loan quality | 82 (stronger) | 66 |
| Earnings | 83 (stronger) | 81 |
| Funding & liquidity | 42 | 80 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 49th | 53rd |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.17% | 10.45% (stronger) |
| Problem loans | 0.55% (stronger) | 1.02% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.57% (stronger) | 1.53% |
| Loans ÷ deposits | 89.7% | 77.1% (stronger) |
| Uninsured deposits | 40.6% | 18.1% (stronger) |
| Offices | 10 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 5.5% |
PeoplesSouth Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), BankSouth leads on 3 and PeoplesSouth Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.