Side-by-side · Q2 2026 data
BankSouth vs Friend Bank
Metric by metric
| Measure | BankSouth | Friend Bank |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 76 | 87 (stronger) |
| Funding & liquidity | 29 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 86th | 88th |
| Total assets | $221.5M | $221.0M |
| Deposits / shares | $178.4M | $190.9M |
| Capital ratio | 19.06% (stronger) | 13.52% |
| Problem loans | 0.02% (stronger) | 0.48% |
| Net charge-offs | 0.00% | -0.12% (stronger) |
| Return on assets | 1.39% | 1.67% (stronger) |
| Loans ÷ deposits | 100.1% | 73.3% (stronger) |
| Uninsured deposits | 43.5% | 25.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
Friend Bank has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), BankSouth leads on 2 and Friend Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.