Side-by-side · Q2 2026 data
BankSouth vs HNB First Bank
Metric by metric
| Measure | BankSouth | HNB First Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 99 (stronger) | 79 |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 29 | 57 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 86th | 26th |
| Total assets | $221.5M | $282.4M |
| Deposits / shares | $178.4M | $253.7M |
| Capital ratio | 19.06% (stronger) | 9.53% |
| Problem loans | 0.02% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.39% (stronger) | 1.15% |
| Loans ÷ deposits | 100.1% | 87.0% (stronger) |
| Uninsured deposits | 43.5% | 29.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
BankSouth has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), BankSouth leads on 5 and HNB First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abbeville, AL