Side-by-side · Q2 2026 data
BankSouth vs MidSouth Bank
Metric by metric
| Measure | BankSouth | MidSouth Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 76 (stronger) | 53 |
| Funding & liquidity | 29 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 86th | 31st |
| Total assets | $221.5M | $771.5M |
| Deposits / shares | $178.4M | $702.8M |
| Capital ratio | 19.06% (stronger) | 9.30% |
| Problem loans | 0.02% (stronger) | 0.28% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.39% (stronger) | 0.82% |
| Loans ÷ deposits | 100.1% | 62.6% (stronger) |
| Uninsured deposits | 43.5% | 40.9% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BankSouth has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), BankSouth leads on 5 and MidSouth Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.