Side-by-side · Q2 2026 data
BankStar Financial vs Commercial State Bank, of Wagner
Metric by metric
| Measure | BankStar Financial | Commercial State Bank, of Wagner |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 44 | 68 (stronger) |
| Loan quality | 95 (stronger) | 24 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 54 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 77 |
| Peer percentile | 47th | 31st |
| Total assets | $363.5M | $260.4M |
| Deposits / shares | $302.1M | $218.8M |
| Capital ratio | 9.42% | 11.82% (stronger) |
| Problem loans | 0.14% (stronger) | 2.29% |
| Net charge-offs | 0.00% | -0.63% (stronger) |
| Return on assets | 1.53% | 2.57% (stronger) |
| Loans ÷ deposits | 93.2% | 70.2% (stronger) |
| Uninsured deposits | 27.3% | 26.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BankStar Financial has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), BankStar Financial leads on 2 and Commercial State Bank, of Wagner on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.