Side-by-side · Q2 2026 data
BankStar Financial vs First National Bank
Metric by metric
| Measure | BankStar Financial | First National Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 95 (stronger) | 33 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 54 | 68 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 47th | 68th |
| Total assets | $363.5M | $477.8M |
| Deposits / shares | $302.1M | $380.1M |
| Capital ratio | 9.42% | 18.41% (stronger) |
| Problem loans | 0.14% (stronger) | 2.01% |
| Net charge-offs | 0.00% (stronger) | 4.62% |
| Return on assets | 1.53% | 2.18% (stronger) |
| Loans ÷ deposits | 93.2% | 90.6% (stronger) |
| Uninsured deposits | 27.3% | 16.2% (stronger) |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
First National Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BankStar Financial leads on 2 and First National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.