TellerScore

Side-by-side · Q2 2026 data

BankStar Financial vs First Savings Bank

Bank

BankStar Financial

Elkton, South Dakota · $100 million – $1 billion

71of 100
Strong

Bank

First Savings Bank

Beresford, South Dakota · $1 billion – $10 billion

83of 100
Strong

Metric by metric

MeasureBankStar FinancialFirst Savings Bank
TellerScore7183 (stronger)
Capital cushion44100 (stronger)
Loan quality95 (stronger)70
Earnings81100 (stronger)
Funding & liquidity54 (stronger)38
Problem-loan coverage98 (stronger)94
Peer percentile47th94th
Total assets$363.5M$1.6B
Deposits / shares$302.1M$1.3B
Capital ratio9.42%19.25% (stronger)
Problem loans0.14% (stronger)0.90%
Net charge-offs0.00% (stronger)4.08%
Return on assets1.53%2.61% (stronger)
Loans ÷ deposits93.2%89.6% (stronger)
Uninsured deposits27.3% (stronger)44.2%
Offices324
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—16.1%

First Savings Bank has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BankStar Financial leads on 3 and First Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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