Side-by-side · Q2 2026 data
BankStar Financial vs First State Bank Southwest
Metric by metric
| Measure | BankStar Financial | First State Bank Southwest |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 44 | 47 (stronger) |
| Loan quality | 95 (stronger) | 76 |
| Earnings | 81 (stronger) | 66 |
| Funding & liquidity | 54 | 97 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 47th | 43rd |
| Total assets | $363.5M | $409.9M |
| Deposits / shares | $302.1M | $350.8M |
| Capital ratio | 9.42% | 9.69% (stronger) |
| Problem loans | 0.14% (stronger) | 0.71% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.53% (stronger) | 1.16% |
| Loans ÷ deposits | 93.2% | 63.0% (stronger) |
| Uninsured deposits | 27.3% | 15.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.8% |
BankStar Financial has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), BankStar Financial leads on 4 and First State Bank Southwest on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.