Side-by-side · Q2 2026 data
BankWest, Inc. vs Consumer'S Federal Credit Union
Credit union
Consumer'S Federal Credit Union
Gregory, South Dakota · Under $100 million in assets
Metric by metric
| Measure | BankWest, Inc. | Consumer'S Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 74 (stronger) |
| Capital cushion | 42 | 47 (stronger) |
| Loan quality | 8 | 95 (stronger) |
| Earnings | 48 | 54 (stronger) |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 52 | 99 (stronger) |
| Peer percentile | 1st | 49th |
| Total assets | $1.9B | $21.4M |
| Deposits / shares | $1.6B | $19.2M |
| Capital ratio | 9.21% | 9.65% (stronger) |
| Problem loans | 2.76% | 0.14% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.08% |
| Return on assets | 0.69% | 0.84% (stronger) |
| Loans ÷ deposits | 84.7% | 54.5% (stronger) |
| Uninsured deposits | 31.7% | 2.4% (stronger) |
| Offices | 20 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.6% | — |
Consumer'S Federal Credit Union has the higher TellerScore (74 vs 38). On the 7 directional measures above (where higher or lower is clearly better), BankWest, Inc. leads on 1 and Consumer'S Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gregory, SD