Side-by-side · Q2 2026 data
Baptist Credit Union vs My Credit Union
Metric by metric
| Measure | Baptist Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 37 | 78 (stronger) |
| Loan quality | 95 (stronger) | 66 |
| Earnings | 31 | 51 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 26th | 49th |
| Total assets | $54.7M | $58.2M |
| Deposits / shares | $49.7M | $50.4M |
| Capital ratio | 8.72% | 12.78% (stronger) |
| Problem loans | 0.15% (stronger) | 1.02% |
| Net charge-offs | 0.24% | 0.08% (stronger) |
| Return on assets | 0.28% | 0.76% (stronger) |
| Loans ÷ deposits | 81.7% | 58.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.1% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
My Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Baptist Credit Union leads on 2 and My Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.