Side-by-side · Q2 2026 data
Baptist Health South Florida Federal Credit Union vs Florida West Coast Credit Union
Credit union
Baptist Health South Florida Federal Credit Union
Miami, Florida · $100 million – $1 billion
Metric by metric
| Measure | Baptist Health South Florida Federal Credit Union | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 59 (stronger) | 52 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 54th | 76th |
| Total assets | $140.2M | $144.2M |
| Deposits / shares | $122.9M | $127.4M |
| Capital ratio | 11.04% | 12.03% (stronger) |
| Problem loans | 0.62% | 0.25% (stronger) |
| Net charge-offs | 0.79% | 0.41% (stronger) |
| Return on assets | 0.98% (stronger) | 0.79% |
| Loans ÷ deposits | 81.4% | 58.0% (stronger) |
| Uninsured deposits | 2.4% | 2.2% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Florida West Coast Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Baptist Health South Florida Federal Credit Union leads on 1 and Florida West Coast Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.