Side-by-side · Q2 2026 data
Baptist Health South Florida Federal Credit Union vs Powernet Credit Union
Credit union
Baptist Health South Florida Federal Credit Union
Miami, Florida · $100 million – $1 billion
Metric by metric
| Measure | Baptist Health South Florida Federal Credit Union | Powernet Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 60 (stronger) | 51 |
| Loan quality | 79 (stronger) | 52 |
| Earnings | 59 | 96 (stronger) |
| Funding & liquidity | 79 | 86 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 54th | 51st |
| Total assets | $140.2M | $125.3M |
| Deposits / shares | $122.9M | $112.2M |
| Capital ratio | 11.04% (stronger) | 10.05% |
| Problem loans | 0.62% (stronger) | 1.44% |
| Net charge-offs | 0.79% | 0.10% (stronger) |
| Return on assets | 0.98% | 1.89% (stronger) |
| Loans ÷ deposits | 81.4% | 33.3% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 27.8% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Baptist Health South Florida Federal Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Baptist Health South Florida Federal Credit Union leads on 4 and Powernet Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.