Side-by-side · Q2 2026 data
Baptist Health South Florida Federal Credit Union vs Tru Fi Credit Union
Credit union
Baptist Health South Florida Federal Credit Union
Miami, Florida · $100 million – $1 billion
Metric by metric
| Measure | Baptist Health South Florida Federal Credit Union | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 60 | 76 (stronger) |
| Loan quality | 79 | 80 (stronger) |
| Earnings | 59 | 88 (stronger) |
| Funding & liquidity | 79 | 93 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 54th | 86th |
| Total assets | $140.2M | $146.4M |
| Deposits / shares | $122.9M | $127.3M |
| Capital ratio | 11.04% | 12.61% (stronger) |
| Problem loans | 0.62% | 0.60% (stronger) |
| Net charge-offs | 0.79% | -0.06% (stronger) |
| Return on assets | 0.98% | 1.71% (stronger) |
| Loans ÷ deposits | 81.4% | 67.7% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 11.9% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Baptist Health South Florida Federal Credit Union leads on 1 and Tru Fi Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.